Advice on Pensions for Directors, Partners and Staff
Pension arrangements should be tailored to the individual’s circumstances as well as being tax-efficient, flexible and offering the maximum potential to provide superior investment returns.
Specialist knowledge is available in respect of:
- Personal Pensions
- Retirement Annuity Contracts
- Executive Pension Plans
- Small Self Administered Schemes (SSAS)
- Self Invested Personal Pensions (SIPP)
- Group Pension Arrangements including Group Personal Pensions
- Stakeholder Pensions
Advice on Business Protection
The profits of some companies can be very reliant on a few key individuals who have either a special rapport with certain clients or suppliers, or who have specialist knowledge. Should these individuals die or be unable to work due to illness or accident, this may impact the company’s profits and even its viability. It is possible to arrange insurance cover to protect the company should such an event occur.
After spending years building up a business, all the hard work could be undone by the death or incapacity of one of the owners. Provision may be considered to ensure that control of the business remains in the right hands at the right time. Life assurance may be able to be used to secure the necessary funds.
Other planning work undertaken includes:
- Private Medical Insurance
- Critical Illness Benefit
- Long Term Disability Insurance
- Inheritance Tax Planning
- Long Term Care
- Loan Cover
- Pre-Retirement Planning
- Life Assurance
- Group Life Assurance
- Mortgage Protection
- Redundancy Counselling
We have opted-in to the Markets In Financial Instruments Directive (MIFID) and have the appropriate permissions to advise into a number of European countries.